Under the HAMP, servicers like Nationstar and other major lenders receive incentive payments for providing mortgage loan modifications to eligible borrowers such as Plaintiff Burton and the putative Class.
In or around May 2009, Nationstar signed a contract with the U. Department of the Treasury, through its agent, Fannie Mae, agreeing to participate in the HAMP as an approved HAMP servicer.
Nationstar thereafter executed an amended Servicer Participation Agreement (“SPA”) in or around September 2010.
As a HAMP servicer, Nationstar entered into written PMAs for modifications with Plaintiff and other eligible Nationstar borrowers.
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Despite Plaintiff’s and the other Class Members’ full performance, According to the complaint, Nationstar has ignored its obligations under their PMAs and the HAMP by refusing to permanently modify their loans.