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The most deprived in society who do not have bank accounts and the elderly will be most affected by this.'Visa has already begun a trial in the US which offers ,000 (£8,800) to retailers who are prepared to update their payment terminals.

However, they can only get the deal if they agree to stop accepting cash transactions.

But what you probably didn't know is that a lot of images from Snapchat are regularly posted to revenge porn sites, called "snap porn."Snapchat may not be the #1 app used for sexting but that's not to say it isn't the principal appeal of the app for many: Users think their snaps will disappear and they are wrong.

It's actually pretty easy to recover a Snap, take a screenshot of it and share it with others -- and by others, we mean porn sites.

No parent wants to find a photo of their teen daughter or son on sites like snapperparty or sexting forum.

Not for nothing, Snapchat last year published a “Snapchat Safety Center” reminding kids that nude pictures were not allowed.

Like Snapchat, Burn Note is a messaging app that erases messages after a set period of time.

Unlike Snapchat, this one is for text messages only, not photos or videos.

The best control you have (besides taking the phone away) is to just have a frank heart-to-heart about how there is no such thing as texts or photos that disappear and this is some down-and-dirty stuff that can come back to haunt them.

And an Alabama district attorney, Pamela Casey, posted the video below to warn parents about the Calculator% app.

Vaulty will not only store photos and videos away from parental spying eyes, but it also will snap a photo of anyone who tries to access the "vault" with the wrong password.

Parents who find it on their teens' phones can conclude just one thing: Your kid is hiding things from you.

OK, so you've undoubtedly heard of Snapchat, an app that allows you to send a photo or video from your phone and determine how long the person on the other end can see the image until it self-destructs.

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He added: 'We hope to offer a similar challenge to those merchants who are interested in other countries, including the UK.

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